Dr. D.N.V.Krishna Reddy, Chinthapanti Manojkumar, Bottu Sai Chennu. “Emergence of Insurance Brokers in the Insurance Industry: Opportunities, Challenges and Future Prospects”. American Journal of Management and IOT Medical Computing, vol. 5, no. 3, July 2026, pp. 285-9, https://doi.org/10.64751/.