Bakkarigalla Niharika, V. Shiva Narayana Reddy, and P. Jagjeevan Ram, “Comparative Study of Fintech and Traditional Financial Institutions at Axis Bank”, AJMIMC, vol. 5, no. 3, pp. 198–207, Sep. 2026, doi: 10.64751/ajmimc.2026.v5.n3.440.