Dr. P. RATNA BABU, Dr.K.KIRAN KUMAR, Yakkala Hari Venkata Sai Tanuj Kumar, Kurra Venkata S S S B D Murali Krishna, Vallabhaneni Srinivasa Rao, and Badam Ravindra Reddy, “UPI FRAUD TRANSACTION DETECTION USING MACHINELEARNING (ML)”, AJMIMC, vol. 5, no. 2(1), pp. 55–62, Apr. 2026, doi: 10.64751/ajmimc.2026.v5.n2(1).pp55-62.