Shaik Arbaz¹, Telugu Kaveri², Pathlavath Nandini³, Md Nuzeel Munawar⁴, Ms. R. Swapna⁵ 2026. A Study on Capital Structure Optimization in Housing Finance with Reference to Tata Capital. American Journal of Management and IOT Medical Computing. 5, 1 (Mar. 2026), 164–170. DOI:https://doi.org/10.64751/.